"Unfortunately, the harsh reality is that SMEs / SMBs do struggle to keep their heads above the failure statistics! It is a never-ending battle and a global phenomenon, although statistics may vary from country to country. In general, only 50% business start-ups have a chance to survive the first year, and only 4% the first ten years. No wonder rumor has it that a business is your worst investment ever! Business is really a risky business..." - Michiel Jonker

This cartoon illustrates a SME / SMB cemetery. Thousands of small and medium enterprises (SMEs) / small and medium businesses (SMBs) around the globe simply fail to grow or, even worse, go out of business!